Why Do Fertility Treatments Cost So Much?

Why Do Fertility Treatments Cost So Much?

Pregnancy comes very easy to many. In fact abortion statistics are booming today. Sadly in the face of this, there are numerous couples that actually put in all their efforts into help getting pregnant and yet fail. They encounter numerous problems related to fertility causing them to fail to conceive. Claim Your 20 Free Pregnancy Tests – Click Here

Such couples are miserable, to say the least. They are mentally shattered because the joy of giving birth is something that every couple wants to experience. Having a baby is nothing short of a miracle and not being able to conceive can be devastating.

Issues with fertility treatments

Couples go to many lengths to conceive and are ready to do literally anything to have a baby. There are of course numerous fertility treatments to choose from but there are two issues: These fertility treatments do NOT guarantee results and these fertility treatments are extremely expensive.

They can burn a huge hole in your bank account. Thus, there are couples who really want to try these treatments but can’t because of money issues and there are many who can’t take the risk of losing so much money to no avail.

However, there are many reasons why these treatments cost so much. You should understand the prices of each treatment and why the expenses are so over the top so that you make an informed decision.


There are numerous different methods of fertility treatments. The one that is least expensive when compared to the other methods is oral medication. However, this is not what you’d call inexpensive either. Oral medication is often teamed with intrauterine insemination and you need ultrasound monitoring each month.

All these together can cost you at least $700 per month and can go up to a couple of thousand dollars if you are not backed by insurance. Other methods include injectable hormones, frozen embryo transfer, gestational carrier, egg and sperm donor, and the most expensive of them all: In Vitro Fertilization.

In Vitro Fertilization

Also referred to as IVF, in vitro fertilization is a very expensive but very popular method because it shows positive results more often than not. Success rate is better than the other methods even though it is not a complete hundred percent.

Usually, this treatment is suggested when intrauterine insemination fails. In this procedure, the egg and sperm are fertilized in vitro or in a petri dish. They are then transferred into the uterus after the fusion and the formation of embryos.

This is the basic procedure but it may get complicated based on whose sperm are used. If the father gives the sperm, there is no problem but if a sperm donor is needed, the costs escalate further. If an egg donor is needed, the costs are even higher and if you need a sperm as well as an egg donor, the costs are actually astronomical.

The main reason why this procedure costs so much is because it is extremely complicated and the equipment used is highly sophisticated, using the latest and most complex technology.

Options to make these treatments affordable

Thus, the bottom-line is that the complexity and sophistication of the methods determine the costs of fertility treatments. Even the cheapest fertility treatment requires expertise and is quite complex and that is why in general, all fertility treatments cost so much.

However, you have a few options to explore in order to make these treatments affordable. You could back yourself up with insurance but the insurance schemes may vary. While some insurance companies cover the testing costs, others also cover the medication costs.

The procedures are, however, not covered usually. Hence, your only option is to take a loan. A few organizations offer a few deals with IVF such as a refund guarantee. They make you pay only if the procedure is successful. Such organizations have actually encouraged many couples into going for the treatment in order to have a baby. The joy of having a baby after so much effort makes these treatments worth the cost.

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Maureen Stephens, BS, RN
Maureen Stephens, BS, RN | ConceiveEasy
Ms. Stephens has spent over twenty years in the healthcare world, specializing in obstretical and medical/surgical nursing. She joined ConceiveEasy as she has a strong interest in educating and empowering women and promoting fertility awareness.